The story revolves around a competition between the goddesses Saraswati and Lakshmi to determine who is greater, with the winner entitled to sit on a golden throne. Lakshmi creates a test involving a poor farmer whose corn field is filled with jewels. However, when the farmer mistakenly believes the jewels to be ashes, his misfortune leads to a series of events where a merchant takes the farmer's son with him. The boy ends up marrying a princess, but their relationship faces challenges due to misunderstandings. Just when the princess contemplates harming the farmer's son, Saraswati intervenes, reviving him and turning the situation around. Ultimately, the farmer's son retrieves his riches from the merchant, builds a palace, and achieves happiness, showcasing wisdom and resilience. The story highlights themes of fortune, wisdom, and the value of true wealth beyond material possessions.

एक बार सरसती आउ लछमी अपने में बहस कैलन, कि हमनी में कउन बड़ हे? जे बड़ होयत, से सोना के कुरसी पर बइठत, आउ जे छोट होयत से चाँदी के कुरसी पर बइठत। दूनो एक-दूसर के परीक्षा लेबे ला पहिले कहलन, तऽ कोई तइयार न होवे। अंत में लछमी जी पहिले परीक्षा लेवे ला तइयार होयलन।

गंगा के किनारे एगो गरीब किसान रहऽ हल। ऊ एक तुरी खेत में मकई बुनले हल। मकई पक के तइयार भेल, तो लछमी जी ओकरा में पन्ना- पोखराज, हीरा-जवाहरात भर देलन। ई देख के किसान कहलक कि सब मकइया आग के चिनगारी हो गेल। किसान अफसोस कर के रह गेल।

ओही समय सौदागर गंगा जी में जहाज ले के आयल आउ डेरा डाल देलक। तम्बाकू पीये ला नोकर से आग माँगलक, तो नोकर किसान के पास आग ला आयल। किसान कहलक कि खेत में आगे-आग हे। जा के ले लऽ। नोकर चिलम में पन्ना-पोखराज भर के ले आयल, आउ कहलक कि तम्बाकू पीऊँ। सौदागर तम्बाकू पीये लगल तो धुआँ नऽ निकले। सौदागर देखलक तो चिलम में पन्ना-पोखराज भरल हे। ऊ पूछलक कि तू ई सब कहाँ से पवले हें! बतावऽ। नोकर कहलक कि हम एगो किसान के खेत में से ई लवली हे।

तब सौदागर आउ नोकर ऊ किसान के खेत में गेल। किसान से पूछलक कि ई आग के चिनगारी हम ले जा सकऽ ही। किसान ले जाय ला कह देलक। सौदागर जहाज पर सब पन्ना-पोखराज लाद के किसान से पूछलक कि तोरा लइकन हवऽ? हाँ तऽ ओकरा हमरा साथ लगा दे। ऊ नोकरी करतवऽ, आउ तोहनी के परवरिस करतवऽ। किसान सुन के कहलक कि हमरा एगो लइका हे। ओकरा ले जा। सौदागर लइका ले के चलल।

आते-आते अप्पन गाँव में पहुँचल, तो उहाँ के राजा जहाज के नजीक आयल, आउ पूछलक कि ई पन्ना-पोखराराज, लाल-जवाहर तू कहाँ से पयल हे? सौदागर सब हाल बता देलक। राजा किसान के लड़का के बारे में पूछलक तो सौदागर बता देलक कि हाँ ! राजा ई सुन के अप्पन बेटी के सादी किसान के बेटा के साथे करे ला तइयार हो गेल। सौदागर कहलक, कि लड़का तो हमरे पास जहाज पर हे, आउ ऊ लाके देखा देलक। राजा लड़का देख के विचार कैलक, कि राजकुमारी के साथे एकर सादी कर देवे के चाहीं।

चट मड़वा छा के पान के पत्ती से, सोना के कलस धर के सादी कर देवल गेल। सादी के बाद किसान के लड़का राजकुमारी के साथ कोहबर में गेल। किसान के बेटा छत के लकड़ी के देख के बोलल कि एकरा में हर लगना, हरिस के फीता बड़ अच्छा होयत! ई बात सुन राजकुमारी कहलन कि हम्मर किस्मत फूट गेल। हमर बाप हमर सादी पागल के साथ कर देलन हे। सबेरे राजकुमारी राजमहल के फुलवाड़ी में मरद के साथे घूमे गेल । घूमते-घूमते एगो इनरा के पास गेल, आउ पानी भरे के बहाना से अप्पन मरद के कुआँ में ढकेल देल चाहलक।

अब लछमी जी, सरसती जी से कहलन कि अब किसान के लड़का के जान जायल चाहत है। कोई तरह से बचावऽ। सरसती जी कहलन कि तू तो पहिले कहलऽ हल कि हम बड़ ही, बाकि अब तो तूं छोट लगइत हऽ, एतना कह के सरसती ऊ लड़का के बुध फेर देलन! किसान के लड़का जब पानी भरे लगल, तो राजकुमारी कुआँ में ढकेले लगलन, तो किसान के लड़का एक थप्पड़ मार के कहलक- रे बेकूफ, तू हमरा जान मारला चाहइत हलें? ई सुन के राजकुमारी महल में चल गेल, आउ किसान के बेटा अप्पन ससुर से कहलक कि जे सौदागर हम्मर पन्ना-पोखराज, लाल-जवाहर लवलक हल, ओकरा बोलावल जाय। सौदागर बोलावल गेल तो किसान के बेटा कहलक, कि जेतना धन हमरा हीं से लवले हें, सब पहुंचाव, आउ हमरा राजकुमारी के साथ ले चल, न तो खादे-भूँसे भरवा देबउ। सौदागर सब पन्ना-पोखराज, लाल-जवाहर के साथे धन-दान-दहेज, दू जहाज पर लाद के किसान के बेटा के घरे पहुँचा देलक। उहाँ महल बना के ऊ हाथी-घोड़ा के साथे रहे लगल। अपन बुध से ऊ सब कुछ कर लेलक, आउ सुख से जिनगी बितावे लगलक।

See translation

Once, Saraswati and Lakshmi argued among themselves about who was greater. The one who was greater would sit on the golden throne, and the one who was smaller would sit on the silver throne. Both of them decided to test each other first, but neither was prepared to do so. In the end, Lakshmi decided to take the first test.

At the edge of the Ganges lived a poor farmer. He had sown corn in a field. When the corn was ripe and ready, Lakshmi filled it with emeralds, rubies, diamonds, and jewels. Seeing this, the farmer said that all the corn had turned to ashes with the fire. The farmer remained regretful.

At that time, a merchant arrived with a ship at the Ganges and set up camp. He asked his servant for fire to smoke tobacco, and the servant went to the farmer to get fire. The farmer told him that there was fire in the field. "Go and take it." The servant filled the chillum (smoking pipe) with emeralds and rubies and said that he would smoke tobacco. When the merchant started to smoke, no smoke came out. The merchant looked and saw that the chillum was filled with emeralds and rubies. He asked, "Where did you get all this?" The servant replied, "I got this from a farmer's field."

Then the merchant and the servant went to the farmer's field. The merchant asked if he could take a spark of fire. The farmer allowed him to take it. The merchant loaded all the emeralds and rubies onto the ship and asked the farmer if he had any children. The farmer replied that he had one son. "Take him with you," said the merchant. The merchant took the son with him.

When the merchant reached his village, the king came near the ship and asked where he got the emeralds and rubies from. The merchant explained everything. The king inquired about the farmer's son, and when the merchant confirmed, the king decided to arrange the marriage of his daughter to the farmer's son. The merchant said, "The boy is with me on the ship, let me show you." The king looked at the boy and thought that he should marry the princess.

With great pomp and adorned with betel leaves, a golden bowl was used for the wedding. After the wedding, the farmer's son went to the bridal chamber with the princess. The farmer's son looked at the beams of the roof and said, "If they were decorated with flowers, that would look great!" Hearing this, the princess said, "My luck has turned foul. My father has married me to a fool." The next morning, the princess went for a walk in the palace garden with her husband. While strolling, she approached a well, and wanting to fetch water, she thought of pushing her husband into it.

At that moment, Lakshmi said to Saraswati that now the farmer’s son must be saved. "Find a way." Saraswati replied, "You had said that you were the greater one, but now you seem smaller," saying this, Saraswati revived the boy! When the farmer's son began to fetch water, and the princess attempted to push him into the well, he slapped her and said, "You fool, were you trying to kill me?" Hearing this, the princess returned to the palace, and the farmer's son said to his father-in-law that the merchant who took away his emeralds, rubies, and jewels should be summoned. When the merchant was called, the farmer's son said, "Return all the wealth you took from me and take me with the princess, or I will fill you with grass." The merchant loaded all the emeralds, rubies, and wealth on two ships and brought them to the farmer's son's home. There he built a palace and lived with elephants and horses. With his wisdom, he managed everything and began to live a happy life.